Terms & Conditions

1. Who we are

These Terms govern your purchase and use of digital products sold through this website ("the Service"). The seller is Kira Vagg, trading as Slow Growth Digital(an unregistered sole trader based in Australia). You can reach us at hello@slowgrowndigital.com.

2. Acceptance

By purchasing, downloading or otherwise using the Service, you agree to be bound by these Terms. If you do not agree, please do not use the Service.

3. The product

The Service provides downloadable digital products (printable PDF workbooks and related files) for personal, non-commercial use. You must be at least 18 years old, or have a parent or guardian's consent, to make a purchase.

4. Payment, billing and refunds

Our order process is conducted by our online reseller Paddle.com. Paddle.com is the Merchant of Record for all our orders. Paddle provides all customer service inquiries and handles returns.

By placing an order you also agree to Paddle's Buyer Terms, which cover payment, billing, taxes, invoicing, cancellations and refunds. Our own refund commitments are described on our Refund Policy page.

5. Licence to use

On successful payment we grant you a limited, non-exclusive, non-transferable licence to download, print and use the files for your own personal use. You may print as many copies as you need for yourself and your household.

You may not:

• resell, redistribute, sublicense or share the files (in original or modified form);
• upload them to file-sharing services, marketplaces or template libraries;
• use them as part of a commercial product, course, coaching package or membership;
• remove copyright notices or claim authorship.

6. Intellectual property

All content, design, copy and artwork in the Service remain the property of Kira Vagg / Slow Growth Digital and are protected by copyright and other intellectual property laws. No transfer of ownership occurs at any point.

7. Acceptable use

You agree not to misuse the Service. In particular, you must not:

• use it for any unlawful, fraudulent or deceptive purpose;
• infringe the intellectual property rights of us or any third party;
• attempt to gain unauthorised access to the Service, its hosting or its accounts;
• introduce malware, scrape, probe or interfere with normal operation; or
• use it to send spam or any unsolicited communications.

8. Service availability and warranties

The Service is provided on an "as is" and "as available" basis. While we work hard to keep it running smoothly, we do not warrant that the Service will be uninterrupted, error-free or free from minor defects. To the fullest extent permitted by law, we disclaim all implied warranties, including merchantability and fitness for a particular purpose.

Nothing in these Terms limits any consumer guarantees you have under the Australian Consumer Law or any other rights that cannot legally be excluded.

9. Limitation of liability

To the maximum extent permitted by law, our aggregate liability arising out of or in connection with the Service is limited to the amount you paid for the relevant product in the 12 months before the claim arose. We are not liable for any indirect, incidental, special or consequential loss, including loss of profits, data or goodwill. We do not exclude liability for fraud, death or personal injury caused by our negligence, or any liability that cannot legally be excluded.

10. Indemnity

You agree to indemnify us against any claim, loss or expense arising from your breach of these Terms, your misuse of the Service, or your infringement of any third-party rights.

11. Suspension and termination

We may suspend or terminate your access to the Service if you materially breach these Terms, fail to pay, or engage in activity that poses a security or fraud risk. On termination, the licence in section 5 ends and you must stop using the files; sections relating to intellectual property, liability and governing law continue to apply.

12. Changes to these Terms

We may update these Terms from time to time. The "Last updated" date at the top reflects the current version. Continued use of the Service after a change means you accept the updated Terms.

13. Governing law

These Terms are governed by the laws of Australia and the State of New South Wales, without regard to conflict of law principles. The courts of that jurisdiction have non-exclusive jurisdiction over any disputes.

14. Contact

Questions about these Terms? Email hello@slowgrowndigital.com.